What Is a Guarantor?

A Guarantor is a financial term describing a legal entity who promises to pay a borrower's debt in the event that the borrower defaults on their loan obligation. Guarantors pledge their own assets as collateral against the loans. A guarantor is not a primary party to the agreement but is considered as additional comfort for a lender. On rare occasions, individuals act as their own guarantors, by pledging their own assets against the loan. The policy and features of the loan guarantee schemes vary across countries but they must all comply with the guidelines adopted by the court of competent jurisdictions. The term "guarantor" is often interchanged with the term "surety."


At Raaidy, we have extensive experience in dealing with complicated applications including those falling outside of the guarantee rules, applications on discretionary grounds and applications on compassionate grounds. We are specialists in cases of loan guarantee (guarantor) from Americas, Europe, the Middle East, Africa and Asia Pacific.

How long will the matter take?

The time that it takes from taking your initial instructions to the final completion of your matter depends largely on the stage at which your case is resolved, much will depend upon the clients stance and ability to pay fee on early date, the case is likely to take anywhere between 2 – 5 days from receiving the guarantee fee. We hope that you will choose us to represent your best interests.

What you can expect from Raaidy Guarantor service?

  1. Firstly, you can expect accurate, up to date advice and excellent service from a fully qualified solicitor, at a fair price.
  2. Taking your initial instructions, reviewing the papers and advising you on the merits to ensure a smoother process.
  3. With deep expertise worldwide, applying both international and local knowledge, our team can help you protect, secure, and future proof your position.
  4. We will discuss with you in advance the level of seniority of the lawyer required to advance your interests and how much their fee will be before we instruct them. In most cases we can work on a fixed fee basis.
  5. Preparing bundles of documents, if required.

The loan guarantee (guarantor) will cover the full amount of liability to the required standards so that you would be able to access the answers you may need from one source, then our efforts don’t stop just there, the care and support we provide sets our team members apart from other solicitors.

We will:

  • Provide advice on the correct type of loan guarantee (guarantor) to meet your particular needs and assure successful completion.
    • Give you a single point of contact and a fully personalised service.
  • Take the time to help you genuinely identify your ultimate objectives.
  • Offer transparent and concise advice to keep the whole process simple and jargon free
  • Guide you through completing and collating the correct supporting documents before we process your request.
  • If you're not able to repay your installment Loans, we will negotiate with your creditors to settle your Loans for significantly less than the outstanding amounts.

    • At Raaidy, we understand the importance of finding the best solution to your loan guarantee (guarantor) issue.. We are experts in representing clients both large and small, acting for successful individuals, businesses and families. We are able to process a high volume of guarantees and respond quickly, offering insight and innovative solutions to give you a competitive edge, we have a highly regarded team of lawyers who can work with you, to provide the advice and assistance that you need, when you need it. Our solicitors will listen, before acting. They will seek to understand your objectives, in order to provide the highest standard of advice and assistance. At Raaidy, making a difference matters.

    We advise clients in all sectors. Take advantage of our vast experience and expert support.